Based in Coleraine. Supporting clients across Northern Ireland and the UK.
Retirement planning, with your life in mind

A clearer plan for the retirement you want

Bring your pensions, savings and future plans into one clear picture. Clarke Financial Planning helps you understand your options and make informed decisions about life after work.

Based in Coleraine. Supporting clients across Northern Ireland and the UK.
An older couple with their arms around each other, looking out over a misty green coastline
Three questions

What would you like to feel clearer about?

When could I retire?

Look at the age you have in mind, the lifestyle you want and the resources you may have, and see which questions deserve attention first.

How could I fund my retirement?

Understand how your pensions, savings and other resources could support an income, and the trade-offs behind each choice.

What could I leave to my family?

Think about what you would like to pass on while keeping enough for your own needs, and how those decisions connect to your retirement.

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One joined-up plan

Looking at your pensions alone does not answer every retirement question

Retirement planning starts with what you want your life to look like. From there, we can explore how your pensions, savings and investments fit together, and which decisions may help you move towards it.

  • When you might stop work
  • The life you want to lead
  • Income from pensions, savings and other resources
  • Uncertainty, risk and what could change
  • Decisions to revisit as life moves on
What we help with

Services that support your retirement

Our core service

Retirement planning

Bring your goals, timing and resources together so you can make decisions with a clearer picture of life after work.

Pension advice

Understand your existing pensions, what they cost and the options open to you.

Retirement income

Explore how pensions, savings and other resources could support life after work.

Family wealth

Consider what you would like to leave to the people who matter to you, and how it fits with your own needs.

Investment planning

Connect your investments to your objectives, timescales and attitude to risk.

Looking for help with tax or protection? See all of our services.

How advice could help

Clearer choices, one step at a time

Good advice should leave you better informed about the decisions in front of you, and clearer about what each one involves.

01

Understand what you already have

Bring pensions, savings and investments together so the whole picture is visible.

02

Explore the choices available to you

See the options that may suit your circumstances, and what each could mean.

03

Consider the risks and trade-offs

Every choice has a cost or a limit. Talk them through before you decide.

04

Review your plans as life changes

Circumstances move on. Plans can be revisited as yours do.

The advice journey

What working together could look like

A proposed route from first conversation to ongoing support. Detailed advice is chargeable, and fees are explained before you decide to proceed.

1

An introductory conversation

We start with your priorities and the questions on your mind.

2

A review of your circumstances

We look at your situation and agree the scope of any advice.

3

Personal recommendations

Fees are explained before you decide whether to proceed.

4

Implementation and review

Where agreed, we put the plan in place and revisit it with you.

About the firm

Personal financial planning from Coleraine

Clarke Financial Planning is based in Coleraine and supports clients across Northern Ireland and the wider UK. We work with individuals and couples who want to understand their options and make informed decisions about their money and their future.

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Retirement guides

Useful retirement reading

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Guide

Can I afford to retire?

The factors to weigh up, and the information worth gathering, before you decide.

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Guide

Understanding retirement income

A plain-English look at how income can be drawn after work, and the trade-offs involved.

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Guide

Retirement and family wealth

Balancing what you may need for yourself with what you hope to pass on.

Questions

Common questions

Practical answers about getting started.

Yes. Many people start thinking about retirement years before they plan to stop work. An introductory conversation can help you understand what to consider and what information would be useful to gather.

Yes. If you have already retired, we can talk about your current pensions, savings and investments and whether your plans still fit your circumstances.

You can talk to us about more than one pension, and looking at them together can show how they fit with your wider plans. Combining pensions is not always the right answer, and some pensions carry valuable benefits, so any recommendation depends on your circumstances.

We are based in Coleraine and support clients across Northern Ireland and the wider UK. Get in touch to talk about how meetings could work for you.

It is a conversation about your priorities and questions, so that you and we can judge whether advice from us is likely to be right for you. It is not a personal recommendation.

We explain how advice is charged before you decide to proceed. The introductory conversation is separate from any chargeable advice.

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Get in touch

Start with the retirement questions on your mind

Tell us a little about what you are planning. An introductory conversation can help establish whether our advice is right for you.

Prefer to write? Send an enquiry